Signet Mortgage Solutions
First Time Home Buyers Mortgage
Buying your first home will always be scary, you will want to know how to go about purchasing a home and how to obtain a mortgage.
We will help you take into account how your new mortgage will change your monthly expenses. Securing a pre-approval with a lender will allow you to get an idea on how much mortgage you may qualify for, so you can have a price range in mind when you look at different properties.
When applying for a mortgage, you will need:
- A copy of the Accepted Purchase and Sale Agreement
- A Letter of Employment and Paystub from your employer (self-employed buyers may require financial statements for the past two years as well as personal income tax returns)
- Confirmation of your down payment (e.g. your bank statements)
- If you are buying a home to be constructed, bring a picture of the property, a copy of the building plans and specifications, the land survey, plus your agreement with the builder.
It is very important
Working with Signet Mortgage Solutions offers a personalized service that is professional, ethical and knowledgeable. We will provide you with best interest rates and product comparisons and will guide you to the best mortgage. We have over 25 years of experience to assist you in making the best financial decisions to ensure a successful and trouble free mortgage.
